Truck finance
Truck finance to keep your business moving.
Prime movers, rigid trucks, tippers and trailers, new or used. We compare lenders on our panel for owner drivers, growing fleets and businesses that run their own trucks.
- New or used trucks and trailers
- Balloon options to help manage cash flow
- For transport businesses Australia wide
What we finance
Trucks and trailers for the work you do
From a single tipper to a growing fleet.
Heavy vehicles
- Prime movers
- Rigid trucks
- Tippers
- Tankers
Trailers
- Curtainsiders and flat tops
- Refrigerated trailers
- Tipper and dog trailers
- Low loaders
Light and medium
- Light trucks
- Cab chassis and tray tops
- Vans and commercial vehicles
Who our truck finance suits
Owner drivers, fleets, and businesses that move their own goods.
Owner drivers
Your first truck, an upgrade, or a second truck when the work is there.
Growing fleets
Adding trucks and trailers as contracts grow, with one conversation for each purchase.
Tradies and earthmovers
Tippers and tray trucks for construction, landscaping and civil work.
Buying used
Some lenders consider used trucks, depending on their age, type and condition.
Owner drivers
What lenders look at for truck finance
Each lender weighs things a little differently, which is why comparing them matters.
The truck itself
Its age, type, condition and value, because the truck is usually the security for the loan.
Your business
How long you've held your ABN, your experience in transport, and how the business earns.
How it's structured
Chattel mortgage, lease and hire purchase each treat ownership and tax differently. Your accountant can tell you which suits your business.
One conversation, more options
Tell us about the truck and the work it's for, and we'll lay out options from lenders on our panel side by side.
What you'll need depends on your situation
One conversation and we'll tell you exactly what's needed.
Why use a broker
One conversation, more options
We compare lenders for you
Instead of approaching lenders one by one, we compare options from lenders on our panel and focus on the ones that suit your situation.
One application, handled for you
You give us your details once. We prepare the application and deal with the lender, so you don't have to chase anyone.
Low doc options where available
Self employed or running a newer business? We know which lenders consider other ways to show your income.
Someone in your corner
We explain your options in plain English and keep you updated from enquiry through to settlement.
FAQs
Common questions
Can I finance a used truck?
Often, yes. Some lenders consider used trucks and trailers, depending on their age, type and condition. We'll let you know which lenders on our panel suit the truck you've found.
Can I get truck finance with a newer ABN?
We may be able to help. Some lenders consider newer ABNs, particularly where you have experience in transport or the industry you're working in. Every application is assessed by the lender.
Can I finance the trailer too?
Yes, trailers can be financed on their own or with the truck, depending on the lender. Tell us what you're buying and we'll match you with suitable lenders.
What is a balloon payment?
A balloon is a lump sum due at the end of the loan term. It can lower your regular repayments, but you'll need to pay or refinance it at the end. We'll explain how it works for your purchase.
What will I need to apply?
Usually details of the truck, your ID and licence, and information on how the business earns, such as financial statements or BAS. Some lenders offer low doc options. We'll tell you exactly what the lender needs.
Do you help transport businesses outside Sydney?
Yes. We're Sydney based and help owner drivers and transport businesses Australia wide, including Queensland, Victoria, South Australia and Western Australia. Everything can be done by phone and online.
Will enquiring affect my credit score?
No. Making an enquiry with us has no impact on your credit score. A credit check only happens if you decide to go ahead with a full application, and we'll talk you through that before anything is submitted.
Free, no obligation
Get your truck finance quote
Tell us about the truck and your business. It takes about a minute, and there's no impact on your credit score to enquire.
Prefer to talk?
0415 592 217