Personal loans
A personal loan for the moments that matter.
Consolidate debts, renovate, pay for a wedding or cover an unexpected bill. We compare lenders to find a loan with repayments that fit your budget.
- Secured and unsecured options
- Options for PAYG and self employed borrowers
- No impact on your credit score to enquire
What we finance
Whatever you're planning
Tell us what the money is for and we'll look for a loan that suits.
Home and lifestyle
- Renovations
- Medical and dental costs
- Education and training
- Weddings and special events
- Travel
Bringing debts together
- Credit cards
- Personal loans
- Store cards
- Other consumer debts
Everyday needs
- Unexpected expenses
- Major purchases
- Family expenses
- Household goods
It covers more than you might think
Anything from solar panels to major car expenses, a new kitchen or a family trip. Tell us what you're planning and we'll look for a loan that suits.
What people use personal loans for
Whatever it's for, we'll help you understand the full cost before you commit.
Debt consolidation
Roll credit cards and other debts into one loan with one repayment. We'll compare the total cost with what you pay now, so you can decide if it makes sense.
Home improvements
Renovations, repairs, solar panels or a new kitchen.
Life events
A wedding, travel, or medical and education costs.
Self employed borrowers
Options for self employed people as well as PAYG workers, including low doc options where available.
What you'll need depends on your situation
One conversation and we'll tell you exactly what's needed.
Why use a broker
One conversation, more options
We compare lenders for you
Instead of approaching lenders one by one, we compare options from lenders on our panel and focus on the ones that suit your situation.
One application, handled for you
You give us your details once. We prepare the application and deal with the lender, so you don't have to chase anyone.
Low doc options where available
Self employed or running a newer business? We know which lenders consider other ways to show your income.
Someone in your corner
We explain your options in plain English and keep you updated from enquiry through to settlement.
FAQs
Common questions
What's the difference between a secured and an unsecured personal loan?
A secured personal loan uses an asset, such as a car, as security, which can mean a lower rate. An unsecured loan doesn't need security but may cost more. We'll explain which options suit your situation.
Can I consolidate my debts with a personal loan?
Often, yes. A consolidation loan can simplify things by rolling several debts into one repayment. A longer term can mean paying more interest overall, so we'll compare the total cost with what you pay now before you decide.
Can I get a personal loan with bad credit?
We may be able to help. Some lenders consider applicants with past credit issues, depending on your current income and situation. Approval isn't guaranteed, and we'll give you an honest view of your options.
How much can I borrow?
It depends on your income, expenses, existing debts and each lender's criteria. Tell us a bit about your situation and we can talk through what's realistic for you.
Will enquiring affect my credit score?
No. Making an enquiry with us has no impact on your credit score. A credit check only happens if you decide to go ahead with a full application, and we'll talk you through that before anything is submitted.
Free, no obligation
Get your personal loan quote
Tell us what the loan is for and a little about your situation. It takes about a minute, and there's no impact on your credit score to enquire.
Prefer to talk?
0415 592 217