Farm machinery finance
Farm machinery finance for the season ahead.
Tractors, headers, sprayers, seeders and other farm machinery, new or used. We compare lenders on our panel to find equipment finance that suits your farm.
- New or used machinery
- Balloon options to help manage cash flow
- For farming businesses Australia wide
What we finance
Machinery for every part of the year
From sowing to harvest, and everything in between.
Tractors and harvest
- Tractors
- Headers and combine harvesters
- Balers
- Grain carts and augers
Sowing and spraying
- Air seeders and planters
- Self propelled sprayers
- Trailed sprayers
- Spreaders
Around the farm
- Telehandlers and loaders
- Farm utes and vehicles
- Trucks and trailers
Who our farm machinery finance suits
Family farms, larger operations and the contractors who work alongside them.
Grain growers
Headers, seeders and sprayers to get the crop in and off on time.
Mixed farming and livestock
Tractors, balers and loaders for a farm that does a bit of everything.
Harvest and spray contractors
Machinery for contractors who keep other farms running through the busy season.
Upgrading to used machinery
Some lenders consider used machinery, depending on its age, type and condition.
Before harvest
Upgrading before the season?
Machinery finance is easier to line up before you need the machine in the paddock.
Talk to us before you buy
Tell us about the machine you're looking at and we'll let you know what lenders on our panel will need.
What lenders look at
Usually the machine itself, its age and value, and how the farming business earns.
Balloon options
Some lenders offer a balloon at the end of the term, which can lower regular repayments. We'll explain how it works for your purchase.
One conversation, more options
We compare lenders on our panel and lay out the options side by side, so you can choose what suits your farm.
What you'll need depends on your situation
One conversation and we'll tell you exactly what's needed.
Why use a broker
One conversation, more options
We compare lenders for you
Instead of approaching lenders one by one, we compare options from lenders on our panel and focus on the ones that suit your situation.
One application, handled for you
You give us your details once. We prepare the application and deal with the lender, so you don't have to chase anyone.
Low doc options where available
Self employed or running a newer business? We know which lenders consider other ways to show your income.
Someone in your corner
We explain your options in plain English and keep you updated from enquiry through to settlement.
FAQs
Common questions
What farm machinery can be financed?
Tractors, headers, sprayers, seeders, balers, telehandlers and other farm machinery, plus farm utes, trucks and trailers. Tell us what you're looking at and we'll match you with suitable lenders.
Can I finance used farm machinery?
Often, yes. Some lenders consider used machinery, depending on its age, type and condition. We'll let you know which lenders on our panel suit the machine you've found.
Can repayments suit a seasonal income?
Some lenders offer repayment options designed for seasonal income. Ask us what's available for your farm and your purchase.
What will I need to apply?
Usually details of the machine, your ID, and information on how the farming business earns, such as financial statements or BAS. Some lenders offer low doc options. We'll tell you exactly what the lender needs.
Do you help farmers outside Sydney?
Yes. We're Sydney based and help farming businesses Australia wide, including Queensland, Victoria, South Australia and Western Australia. Everything can be done by phone and online.
Will enquiring affect my credit score?
No. Making an enquiry with us has no impact on your credit score. A credit check only happens if you decide to go ahead with a full application, and we'll talk you through that before anything is submitted.
Free, no obligation
Get your farm machinery finance quote
Tell us about the machine and your farming business. It takes about a minute, and there's no impact on your credit score to enquire.
Prefer to talk?
0415 592 217